- Quick approval 5 minutes
- Loan amount up to RS 200 000
- Need only ID number
- Prolong the loan any time

- Fill in the application form
You can leave a request by filling out the form
- Wait for the decision
The decision is made in just 1 minute
- Receive money
Get money into your bank account
You apply for Rs. 10,000.00 and choose comfortable repayment over 70 days, fees are 2.2% per day, so your total cost of the loan will be Rs. 25,400.00 per 70 days in one repayment (principal rate: Rs. 10,000.00 + fees are: Rs. 15,400.0).
Our main goal is to make the process of obtaining microcredit easier and easier for you than ever before! With the help of advanced technologies, we have simplified the process of obtaining a microcredit, and every day we continue to make it even faster and more convenient. With us, you can get a microloan without leaving your home, spending only 5 minutes on it. Just a few simple steps – and you are at the goal! Well, if you have any questions, our support team will be happy to help you
Online loans in Sri Lanka are a great way to get the cash you need fast – that quick-that easy. With the advancement in technology, loans online are becoming more and more popular. Applying for an online loan could not be simpler – all you need is an internet connection, a few minutes of your time, and the necessary documents to get approved. At Cashx, we bring you hassle-free online cash loan apply on convenient terms. Our cash loan services offer quick and easy access to money when you need it most!
Qualifications for Online Loan
✅ loan amount: | Rs. 5,000. to Rs. 200,000 | |
✅ loan term: | 62 days to 90 days | |
✅ Fees: | from 0% to 2,2% per day | |
✅ loan decision: | 5–15 minutes | |
✅ age of borrower: | 20 to 60 years old | |
✅ occupation: | currently employed or have a steady income | |
✅ location: | Sri Lanka | |
✅ what are the requirements: | National Identity Card (NIC) Mobile phone |
How to get instant loans online?
Getting a cash online loan can be a great solution if you need quick, reliable financing. With online cash loans in Sri Lanka, you can access the funds that you need to get through tough times and make sure that your finances are back on track.
One-day loans offer a fast and convenient solution for people who require quick money for emergency expenses or other urgent needs.
Whether you’re dealing with overdue bills or financing unexpected medical costs, applying for an online cash loan is the perfect way to get the financial support you need without having to wait weeks or months for traditional financing options.
Learn more about how Cash X can help achieve financial relief!
How can online loans help you out?
Quick loan in Sri Lanka can help you cover unexpected costs and save you from situations that require immediate action. Here are some real-time scenarios where online credit can help you out.
Vacationing in a different city
Have you ever been in a situation where you find yourself vacationing in a different city with not enough cash? With Cash X, you can apply for a mobile cash loan Sri Lanka and get the funds right away! Wherever you are in the country!
Delayed wages and lack of enough funds
Sometimes, a lack of enough funds can be due to delayed wages or unexpected expenses. Having reliable online credit can help you get through such emergencies.
Overbudgeting
Your entire budget is planned out, but what if you end up spending more than expected? Fast money in Sri Lanka can help put your finances back on track!
Improving bad credit history
When you have a bad credit history, getting online credit can be the perfect opportunity to improve your credit score. If you take an online loan at CashX even for the minimum amount and minimum term, this will already have a positive effect on your CI!
Where is the easiest and fastest way to get a fast loan online in Sri Lanka?
In general, the online lending service itself is provided in practice only by MFOs. Banks have such an opportunity only formally: you can submit an application through the website, but after its preliminary consideration, you will still be invited to the nearest branch, for obligatory personal communication with the credit manager, find guarantor. And in general, the entire registration procedure there can take several working days!
But if you need to quickly apply for a credit plan online in Sri Lanka, CashX offers a streamlined and easy approach where you can quickly fill out all your application information and provide documents that are needed to process the credit plan.
For people who have damaged credit histories or lack official employment, this is an ideal solution as the entire process is done online and the credit is approved much faster compared to banks. And best of all – CashX offers very competitive fees (Consulting & Service) in Sri Lanka with flexible repayment options!
How to apply for a loan
Welcome to the easiest and fastest loan application in Sri Lanka! Our simple online loan application process is designed to make it as easy as possible:
1 Create your private space on the website that available 24 hours.
You must complete the form with your personal data. For this, you only need your ID and phone number. Everything is simple! Completing the form takes a few minutes. Plus, you can choose the loan amount and loan term with our loan calculator from the comfort of your own home.
2 Sign the contract lender CashX
Confirm your consent to get an online loan. You will receive the confirmation code via a message via telephone. The loan will be transferred in real-time in the simplest way for you.
3 Get the money
We transfer money instantly to your account in just over a minute! Get up to Rs 80,000 in cash or a loan transferred directly to your bank card. Now you can take advantage of the ease and speed of CashX!
Get our Online Loan to a Card!
You can get a loan put directly onto any bank card – so there’s no extra work needed! Our MFOs have an extensive network of partner banks, so you can be sure that your loan will be put into the card of the bank where you are a customer!
What’s more, we are available round the clock, so applying for your online loan at any hour of the day or night – including weekends and holidays – is a possibility with this great financial service. Get our online loan today and get on the path to financial success faster!
To take an instant loan to a card:
- Create your private space on the website for the first loan.
- Sign the contract with CashX.
- Take a loan
For more detailed information, go to the “How to apply for a loan” page.
Tips for taking Online Loan
When you take an online loan with CashX, there are certain tips and precautions to keep in mind simple and quick process.
Take time to read the credit terms
One of the most important tips is to take your time reading the credit terms that come with this type of loan. This is where you’ll find the details about repayment terms, fees, penalties, and so on- it’s essential that you understand this information before moving forward. Once you’re confident in the terms, make sure to place your application correctly – that way, you can easily be aware of how much needs to be returned, including all fees.
Do not postpone repayment until the last day
Try not to postpone repayment until the last day. Largely as transfers may suddenly be delayed for various reasons and if you miss the payment window, your loan process may be affected. Likewise, you should also make sure that your loan repayment is completely accurate – mistakes in the payment transfer can be problematic, so double-check all payment details before submitting.
Repay the loan either early or in installments
When borrowing from CashX, consider repaying the loan early or breaking it up into installments as both are effective ways to save on overall costs since fees is charged only on the actual balance of the amount. Striking the right balance between paying back your loan quickly and making smart repayment decisions is key to ensuring you make the most out of your loan experience.
Consider commissions when paying off
It’s important to remember that when repaying your loan, you may need to cover the commission fees associated with the transfer. The exact amount will depend on the payment method chosen and whether you have any special privileges regarding commissions. Be sure to keep this in mind when planning out the repayment of a loan taken from CashX.
Do you have any questions?
If you ever have any questions about the CashX services, don’t hesitate to get in touch. Our friendly and helpful customer service reps are standing by on the phone to answer whatever queries you might have. We also have our FAQ page to guide your CashX journey.
Alternatively, use our convenient chat system right here on the website – just start a conversation with our operator, and they’ll be more than happy to provide all the help you need.
So whether you’re a current user or brand new to CashX, find out what we can do for you today.