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Having access to the Internet and a bank card, you can get a loan literally in an hour, and without being tied to a place: you can be far from civilization. We will tell you why this particular service is so popular and how to use it correctly.

Here are some real examples:

• you need money, but you are away from home (at a dacha, in another city, on vacation);
• delayed wages and lack of funds for everyday expenses such as groceries or fares;
• you urgently need to buy something or order a service, and there is no time to go home for cash;
• you need to quickly improve your bad credit history (if you take an online loan even for the minimum amount and minimum term, this will already have a positive effect on your CI);
• your entire budget is planned out, all the free money you put aside (for a deposit in the bank), and suddenly “extra” expenses appeared.

In such cases, money is usually needed quickly. And since borrowing from relatives or friends is not always possible on time (and not everyone wants to do it), it is easier to solve the issue with the help of a loan.

In general, the online lending service itself is provided in practice only by MFOs. Banks have such an opportunity only formally: you can submit an application through the website, but after its preliminary consideration, you will still be invited to the nearest branch, for obligatory personal communication with the credit manager. And in general, the entire registration procedure there can take several working days.

Compared to a consumer loan, which is issued at a bank, an online loan in an MFO is better because:

• you can take a smaller amount and for a shorter period;
• fewer requirements for the client (we will talk about them more below);
• you can get an online loan on a card of any bank;
• MFOs work around the clock, so you can submit an application even at night, even on a weekend, even in the morning of January 1.

In CashX, you can receive an online loan on a card if you:

• Age 20 to 60 years old, currently employed, or have a steady income.
• Use your personal information, bank account information correctly.
• The telephone number you will use in the application should be registered in your name.
• You need to enter a landline number at your place of work.
• You need to include a photo of your National Identity Card, Passport, or Driving License to verify your identity.